• Provides Tax Help for Businesses and Individuals
  • Offers Payroll Tax Representation
  • Will Represent You in a Tax Audit
  • Can File Back Taxes from 1995 to 2009
  • Provides Tax Planning and Preparation Services
  • Offers Accounting Services
  • Can Prepare Your Offer in Compromise
  • Seeks Penalty Abatements When Appropriate

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CPA Temecula provides tax help to consumers and businesses. Whether that means preparing and filing documents for the current year or handling IRS, state and payroll tax issues from previous years, our team of Certified Public Accountants (CPAs), Enrolled Agents (EAs), and attorneys work diligently to help you deal with IRS and state tax issues. We offer a wide array of tax services to meet your needs.

Archive for February 17, 2021

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Texas Fair Lending Alliance worries about rollback of cash advance guideline

AUSTIN (Nexstar) — The Consumer Financial Protection Bureau is wanting to roll a rule back that would need payday and auto name loan providers check a borrower’s capability to repay the mortgage.

“To maybe maybe maybe maybe not glance at the cap cap cap cap ability associated with debtor to settle provides some concern,” Ann Baddour, manager of this Fair Financial Services Project at Texas Appleseed, stated.

The Bureau worries the guideline, scheduled to get into impact this August, would “reduce usage of credit and competition in states which have determined it is inside their residents’ passions to help you to use such items, at the mercy of state-law restrictions,” it reported in a launch regarding the agency’s internet site.

Baddour said it may result in negative effects on Texans who borrow and stated their state does not provide much security to borrowers either.

“We involve some regarding the greatest prices into the country,” she said. “Some among these loans average significantly more than 500 percent APR. A $100 loan can cost you $500 or higher to pay for straight back. to place that into some context”

“Right now, statewide, we now have a few of the most lax laws in the nation,” she proceeded.

“There’s no cap regarding the amount that may be charged on these loans, which explains why we see loans at 500 % APR and higher and there’s no limitation from the level of the mortgage in line with the borrower’s income or any affordability criteria, no restrictions in the amounts of times these loans are refinanced so the outcome is, we come across therefore numerous families have caught in this period of debt.”

In line with the Texas Fair Lending Alliance, a coalition composed of a lot more than 60 companies and folks, Texans paid $9.2 billion in costs alone. Through that time that is same, significantly more than 200,000 families destroyed a carmobile to an automobile name loan. Continue reading “Texas Fair Lending Alliance worries about rollback of cash advance guideline” »

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